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Discover ideas, tactics, news, and information that matters to your contracting business and you. Increase productivity, profitability, customer and employee satisfaction.
Discover ideas, tactics, news, and information that matters to your contracting business and you. Increase productivity, profitability, customer and employee satisfaction.
Episodes

30 minutes ago
30 minutes ago
Free P&L Statement and Balance Sheet
Blueprints of Success – this is a really good book to read for any HVAC,
plumbing, or other contracting business owner. Timothy Wingate Jr. is the
author of this easy to read book. You might recognize his name because he
is a previous guest. Timothy is a CPA who specializes in working with
contracting companies and has seen the good, the bad, and the ugly.
Ruth King

7 days ago
7 days ago
What if you’re a smaller contractor who is looking to grow? What if there was
a way to do it without burning a lot of cash and adding a ton of overhead?
My guest, Furman Haynes, partner in Work Hero, gives you ideas on how to
do this.
Free P&L Statement and Balance Sheet
Ruth King

Monday Mar 02, 2026
Contractor Cents - Episode 415 - Stop Wasting Time on the Wrong Software
Monday Mar 02, 2026
Monday Mar 02, 2026
Are you in the frustrating search for new software? It’s time consuming and
how do you know whether you’ve even chosen the right one?
My guest, Miles Fawcett, founder of Field Hub, gives you some questions to
ask and how to find the right software for you.
Free P&L Statement and Balance Sheet
Ruth King

Monday Feb 23, 2026
Contractor Cents - Episode 414 - Get Out of the Weeds and Into Your Genius
Monday Feb 23, 2026
Monday Feb 23, 2026
Are you stuck in the weeds – working in your business rather than investing
time to work on your business? Do you have the “I wanna’s”:
I wanna grow, I wanna spend more time with my family, I don’t want to
have to worry about cash, or whatever your “I wanna” is.
Angela Chanowsky, Creator of Your Unique Genius, gives you the roadmap to
get out of the weeks and achieve the goals you want to achieve.
Free P&L Statement and Balance Sheet
Ruth King

Monday Feb 16, 2026
Monday Feb 16, 2026
In this two-part series, James Hatfield, CRO for LiveSwitch, gives you some
ways that AI is currently being used and strategies you can implement now
and prepare for in the future.
Free P&L Statement and Balance Sheet
Ruth King

Monday Feb 09, 2026
Monday Feb 09, 2026
In this two-part series, James Hatfield, CRO for LiveSwitch, gives you some
ways that AI is currently being used and strategies you can implement now
and prepare for in the future.
Free P&L Statement and Balance Sheet
Ruth King

Monday Feb 02, 2026
Monday Feb 02, 2026
How do you grow your business by finding the right people and testing them
before you hire them?
You know that you need an HR person, a marketing person, a CFO, and
more to grow your business. But you can’t afford the overhead right now.
And, how do you make sure you have the right person who is competent and
fits your culture? Join Nicole Grinnell, owner of Bosun Solutions, gives you
the answers.
Free P&L Statement and Balance Sheet
Ruth King

Monday Jan 26, 2026
Contractor Cents - Episode 410 - Is a 10% Net Profit Really Enough?
Monday Jan 26, 2026
Monday Jan 26, 2026
Is a 10% net profit ok?
Discover the realities of two contractors – each with a 10% net profit. One
was doing much better from a profitability standpoint. I discuss the best
way to look at your bottom line using net profit per hour to make sure your
company is truly profitable.
Free P&L Statement and Balance Sheet
Ruth King

Monday Jan 19, 2026
Contractor Cents - Episode 409 - The Importance Of Financial Analysis
Monday Jan 19, 2026
Monday Jan 19, 2026
I had the honor and privilege of presenting the importance of financial
analysis trends to Scott Bunce’s Vistage Group. Scott interviewed me about
the why and how of financial analyses.
Free P&L Statement and Balance Sheet
Ruth King

Monday Jan 12, 2026
Contractor Cents - Episode 408 - Death By 1,000 Cuts - Part 4
Monday Jan 12, 2026
Monday Jan 12, 2026
In the fourth of the Death by 1,000 cuts series, I discuss the next little cut –
improper discounts. Discover how to really discount and ensure you at least
break even when discounting.
More information and registration for Field Managers Survival School
mentioned in the podcast can be found here: https://keap.page/rk139/field-
managers-survival-school.html
Free P&L Statement and Balance Sheet
Ruth King

Monday Jan 05, 2026
Contractor Cents - Episode 407 - Happy New Year!
Monday Jan 05, 2026
Monday Jan 05, 2026
Happy New Year! I give you five fun financial facts to begin 2026.
Free P&L Statement and Balance Sheet
Ruth King

Monday Dec 29, 2025
Contractor Cents - Episode 406 - Death By 1,000 Cuts - Part 3
Monday Dec 29, 2025
Monday Dec 29, 2025
In the third of the Death by 1,000 cuts series I discuss the next little cut –
not paying attention to the bottom line as your company grows. Revenue is
important. What you keep is more important!
Free P&L Statement and Balance Sheet
Ruth King

Monday Dec 22, 2025
Contractor Cents - Episode 405 - Death By 1,000 Cuts - Part 2
Monday Dec 22, 2025
Monday Dec 22, 2025
In the second of the Death by 1,000 cuts series I discuss the next little cut –
Not answering the telephone.
Wait! Before you ignore this podcast, listen to what happened and make
sure it isn’t happening in your company.
Free P&L Statement and Balance Sheet
Ruth King

Monday Dec 15, 2025
Contractor Cents - Episode 404 - Death By 1,000 Cuts - Part 1
Monday Dec 15, 2025
Monday Dec 15, 2025
Death by 1,000 cuts is how the ancient Chinese tortured people. No single
cut killed them. However, it was the accumulation of 1,000 cuts that
eventually killed the person. I explain what this has to do with your
business. It’s the little things that could add up and kill your business. This
podcast discusses the first cut: Running your business on cash and/or not
paying attention to cash trends.
Free P&L Statement and Balance Sheet
Ruth King

Monday Dec 08, 2025
Monday Dec 08, 2025
Safety training is crucial. You never know when it will pay for itself. My
guest, Eric Wik, founder of Safety Team Technologies, tells you why safety
meetings fail and what you can do about it. He’ll also give you some of the
horror stories of what happens when you don’t comply with the safety
training laws.
Free P&L Statement and Balance Sheet
Ruth King

Monday Dec 01, 2025
Monday Dec 01, 2025
Is training really worth it? What are the short term and long term tangible
benefits for you, the employer?
My guest today, Spencer Pope, the Manager of Technical Support and
Training for Bradford White, gives you examples of how continuing education
in the trades directly impacts contractor success – whether that training is in
the classroom, on line, distance learning, or a combination of them.
Free P&L Statement and Balance Sheet
Ruth King

Monday Nov 24, 2025
Contractor Cents - Episode 401 - Thanksgiving Message
Monday Nov 24, 2025
Monday Nov 24, 2025
My Thanksgiving wishes for you. There is a lot to be grateful for as we
reflect during this season.
Free P&L Statement and Balance Sheet
Ruth King

Monday Nov 17, 2025
Contractor Cents - Episode 400 - Hiring Disasters and How to Avoid Them
Monday Nov 17, 2025
Monday Nov 17, 2025
Let’s face it. The recruiting process is broken. Everyone complains about not
finding good employees and many of you “just settle” which can turn into a
disaster.
My guest today, Ryan Hogan, has been in the trenches…he’s lived the real
world challenges contractors face as he grew his company to $50 million in
revenues. The wrong cultural fit was one of his biggest mistakes. Ryan gives
you ways to fix the broken recruiting system and make better hires.
Go to https://talentharbor.com/ryan/ to get the questions he asks during
interviews.
Free P&L Statement and Balance Sheet
Ruth King

Monday Nov 10, 2025
Contractor Cents - Episode 399 - How to Market Successfully in 2026
Monday Nov 10, 2025
Monday Nov 10, 2025
Grow by designing marketing campaigns where every piece amplifies the
others – a philosophy that is called 2 + 2 = 5 by my guest, Crystal Williams,
the founder and CEO of Lemon Seed Marketing.
Crystal gives you questions you should answer and the marketing
percentages that you can implement for a successful marketing program in
2026.
Free P&L Statement and Balance Sheet
Ruth King

Monday Nov 03, 2025
Contractor Cents - Episode 398 - Do You Really Need All That Software?
Monday Nov 03, 2025
Monday Nov 03, 2025
Are you sitting on a pile of expensive, underused software that is supposed
to make business easier but it doesn’t. Pam Duffy, COO and co-founder of
Powerhouse Consulting Group helps you take stock of all of the technology
platforms you are using and the one simple question you must ask of each
platform.
Free P&L Statement and Balance Sheet
Ruth King
